CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, reorder checks, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, equipment, CNB savings/CD secured, unsecured personal, RV, wedding, vacation, construction, and home improvement; commercial loans comprising small business lending, medium to large business lending, churches, and non-profits; residential lending products, consisting of in-house and secondary market residential, construction, home equity, land loans, first-time homebuyers, and professionals program; and real estate mortgage and installment loans. The company also offers debit and credit cards; BizNow cash management, merchant, Citadel marketplace program; and trust services; investment products and services, including institutional and individual services; and online and mobile banking services, as well as credit score, remote deposit, and digital wallet services. In addition, it offers sending and receiving money services with Zelle. CNB Financial Services, Inc. was founded in 1917 and is based in Berkeley Springs, West Virginia.