ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers personal and business checking, money market, and savings accounts; certificate of deposit accounts; and individual retirement accounts. It also provides SBA loans, commercial term and commercial real estate loans, and secured lines and commercial letters of credit; SBA and commercial real estate financing, as well as 2-3-4 family investment property; and residential mortgages. In addition, the company various services, including offers cash and escrow management, night depository, remote deposit, debit card, QuickBooks/Quicken, and wire services; remote deposit; insurance programs; and checks, direct deposits, automatic loan payments, automatic transfer, and combined statements services. Further, it provides digital wallet, and online and mobile banking services. ES Bancshares, Inc. was founded in 2004 and is headquartered in Staten Island, New York.