종목/RLI
RLI Corp.
RLI(RLI)는 미국의 보험 지주회사로 재산(Property), 상해 및 배상(Casualty), 보증(Surety) 등 다양한 상업용 보험 상품을 제공한다. 손해·배상 부문은 상업 초과손해(commercial excess), 개인 우산보험(personal umbrella), 일반 배상, 운송 관련 보장, 경영진 배상, 전문직 배상 및 사무직 근로자 보상, 상업용 자동차 책임·물적 손해보험 등 특수 상업 리스크와 관련한 광범위한 담보를 취급한다. 재산 부문은 화재·풍해·지진·침수 등 상업용 건물과 아파트, 콘도, 산업시설을 대상으로 한 재산보험과 선박·화물·해상 관련 보험, 주택·임대주택 보험을 포함한다. 보증 부문은 중대형 기업용 상업 보증채무, 소규모 사업자·개인을 위한 소액 보증, 소·중규모 건설업자를 위한 보증을 제공하며 재보험도 취급한다. 판매 채널은 지점, 도매·소매 중개인, 제휴 보험사, 언더라이터 및 독립대리인을 통해 이뤄진다. 주요 경쟁사로는 미국의 다른 전문 상업용·보증 보험사들이 있으며, 한국 투자자에게는 사업부별 리스크 분산 구조와 다양한 유통 채널, 본사가 일리노이주 피오리아에 있다는 점을 유념할 필요가 있다.
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.
| 발표일 | 분기 | EPS 예상 | EPS 실제 | Surprise | 매출 실제 | 발표 직후 반응 |
|---|---|---|---|---|---|---|
| 4월 23일 (목) | 2026 Q1 | $0.79 | $0.83 | +5.0% | $418M | — |
| 100% (4/4) |
| BAC | 뱅크오브아메리카 | 411B | +8.6% | 100% (4/4) |
| MS | 모건스탠리 | 334B | +10.9% | 100% (4/4) |