The Southern Banc Company, Inc. operates as the holding company for The Southern Bank company that provides various banking products and services in Alabama. The company provides personal banking products include checking accounts, home mortgage loans, home equity loans, auto loans, and personal loans. Its business banking products comprise business checking accounts, cash flow management, real estate lending, and equipment financing. The company also provides debit cards, online banking, and invoice factoring services. The Southern Banc Company, Inc. was founded in 1936 and is based in Gadsden, Alabama.