종목/SSB
SouthState Bank Corporation
사우스스테이트(SouthState Bank Corporation, SSB)는 미국의 지역 은행 지주회사로, 자회사인 SouthState Bank, National Association을 통해 개인과 기업을 대상으로 광범위한 은행·금융 서비스를 제공합니다. 예금 상품(당좌예금, 저축예금, 머니마켓 계좌, 정기예금 등)과 이자지급형 거래계좌를 비롯해 증서형 예금(CD) 등을 취급하며, 상업용·주거용 부동산 대출, 기업·산업용 대출, 자동차·보트·개인 할부 소비자대출 등 다양한 대출 포트폴리오를 운영합니다. 또한 신용·직불카드, 모바일·온라인 뱅킹, 송금(국제 전신송금·ACH), 자금이체 및 재무관리(수납·원격입금·락박스 등) 서비스도 제공합니다.
투자·자산관리 영역에서는 자산·신탁 관리, 개인 은행 업무, 연금·뮤추얼펀드 등 대체투자 상품과 중개 서비스도 제공하며, 여권대출(주택담보대출·전당대출 등), 보관금고, 은행환, 보증서(letters of credit) 등 기업·개인 고객을 위한 부가 서비스를 운영합니다. 주요 경쟁자는 미국 내 다른 지역 상업은행(Regional Banks)으로, 유사한 예금·대출·자금관리 서비스와 자산관리 역량을 가진 은행들이 경쟁 상대가 됩니다. 한국 투자자가 알아둘 점은 사우스스테이트가 전통적 예금·대출 비즈니스에 더해 결제·재무관리·자산관리 등 비이자수익원도 함께 제공하는 지역 은행이라는 점과, 본사가 플로리다에 위치한 오랜 역사를 가진 은행 지주회사라는 사실입니다.
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
| 발표일 | 분기 | EPS 예상 | EPS 실제 | Surprise | 매출 실제 | 발표 직후 반응 |
|---|---|---|---|---|---|---|
| 4월 24일 (금) | 2026 Q1 | $2.23 | $2.28 | +2.0% | $662M | — |
| 100% (4/4) |
| BAC | 뱅크오브아메리카 | 411B | +8.6% | 100% (4/4) |
| MS | 모건스탠리 | 334B | +10.9% | 100% (4/4) |